Oh... maybe I was unclear
Each year I pay $1500 ONE TIME... then they pay for everything. I just absorb it as part of my insurance plan (I pay about $3000 a year and am thankful) We don't have a problem saving for that one time deductable because... well... we know that the drugs alone cost more than that much each month without insurance!
My insurance company is a complete nightmare. They figure out a new way every quarter to try to tell me that my account is in trouble: when I got married, they claimed they couldn't cash my check to pay for my plan because it had a different name on it than usual. (though I had sent them copies of my marraige cert. and new ID) It's just little stuff each month... like one month my check had about a quarter of an inch torn out of the edge and they said that it was invalid and that I was now delinquint on my payments. BOGUS!!! I'm the most on-top-of-things gal you'll ever meet, so they never have a leg to stand on. But it's still a total frustration.
That is another rant I will get into another time... it's boring and confusing and I don't want to gank this person's thread any more than I already have
"Some women aren't meant to be tamed... we are meant to run free until we find someone just as wild to run with"