I paid for mine. I have ins, but it does not cover New York. Since I went to Albany, NY I paid. I will send in the bills to my ins as out-of-network.
Anyway, I will put this all on my income tax, as I itemize. Of course they say the US Federal Gov. will not have the income tax forms/figures for those that itemize until February.
If you send in earlier you pay a higher rate. If you use the standard deduction you can send in earlier they said. Check out the Federal income tax site to be sure.
I think I have more write-offs than income this year. Hmm