RE INFORMATION ON LIFE INSURANCE POLICY IN AUSTRALIA FOR M.S

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RE INFORMATION ON LIFE INSURANCE POLICY IN AUSTRALIA FOR M.S

Postby seeva » Wed Aug 01, 2012 5:44 am

Hi my name is seeva from SYDNEY. AUSTRALIA and with SPMS since 1998. I trying get a Life Insurance Policy for me.I wouuld like as much informations as possible regarding the Life Insurance policy for M.S people like me in AUSTRALIA.I will be very grateful if anyone help me in this matter
Gratefully Thanking you
seeva :evil:
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Re: RE INFORMATION ON LIFE INSURANCE POLICY IN AUSTRALIA FOR

Postby HarryZ » Wed Aug 01, 2012 7:46 pm

seeva wrote:Hi my name is seeva from SYDNEY. AUSTRALIA and with SPMS since 1998. I trying get a Life Insurance Policy for me.I wouuld like as much informations as possible regarding the Life Insurance policy for M.S people like me in AUSTRALIA.I will be very grateful if anyone help me in this matter
Gratefully Thanking you
seeva :evil:


Can't speak for Australia but I can for Canada. Back in the early 90's, my wife (MS patient) and I took out a joint life insurance policy whereby if one of us died, the insurance paid the survivor. Our agent told us that the numbers showed that people with MS generally lived only a few years less than the average. Because of the MS, any benefit resulting from the death of my wife during the first two years of the policy would be reduced. But after that time, normal policy rules would take over.

My wife passed away in 2007 and the policy paid out based on our premium.

Since Australia and Canada have very similar cultural, political and overall lifestyles, I would imagine that similar policies would be available down under. Contact a life insurance agent and you will be given all the options.

Harry
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Re: RE INFORMATION ON LIFE INSURANCE POLICY IN AUSTRALIA FOR

Postby seeva » Thu Aug 02, 2012 3:55 am

HarryZ wrote:
seeva wrote:Hi my name is seeva from SYDNEY. AUSTRALIA and with SPMS since 1998. I trying get a Life Insurance Policy for me.I wouuld like as much informations as possible regarding the Life Insurance policy for M.S people like me in AUSTRALIA.I will be very grateful if anyone help me in this matter
Gratefully Thanking you
seeva :evil:


Can't speak for Australia but I can for Canada. Back in the early 90's, my wife (MS patient) and I took out a joint life insurance policy whereby if one of us died, the insurance paid the survivor. Our agent told us that the numbers showed that people with MS generally lived only a few years less than the average. Because of the MS, any benefit resulting from the death of my wife during the first two years of the policy would be reduced. But after that time, normal policy rules would take over.

My wife passed away in 2007 and the policy paid out based on our premium.

Since Australia and Canada have very similar cultural, political and overall lifestyles, I would imagine that similar policies would be available down under. Contact a life insurance agent and you will be given all the options.

Harry

hi Harry thanks for your informations i will try in AUSTRALIA and see i can get the similar policy. tanks for your help regards seeva :roll: :
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seeva
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Location: SYDNEY


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