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PostPosted: Mon Jun 15, 2009 7:49 am 
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check to see what the penalty is for goiing outside the network...100% you pay...60-40, etc. sometimes it will be worth it :!:


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PostPosted: Mon Jun 15, 2009 11:09 am 
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John - sorry about the confusion. I should have asked if you had coverage at work. DAH! :oops: It is correct - if you have insurance at work, it is the primary and it controls who you see. The Medicare becomes the secondary. It sounds to me like you have an HMO through your wife's coverage
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I'm guessing that in this situation sometimes your primary can limit which Dr. you can see?

Yes, your primary, if it is an HMO, can limit what doctor you see. Holly has a good point, either call the insurance company or look through your pamphlet - you will find out what you would need to pay out of pocket if you go out of network. You might have a deductible to meet first, and then a per centage of the costs after the deductible has been met.

Again, sorry for not getting the whole story on your insurance coverage.
Sharon


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PostPosted: Mon Jun 15, 2009 12:39 pm 
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Holly and Sharon, thanks again. I'll look into whether my primary will pay a %, but I am not optimistic. No need for any apologies; I appreciate that you are trying to help me! :)


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PostPosted: Tue Jun 16, 2009 5:24 am 
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patientx wrote:
It was recommended to me that MS patients take 1000 IU's/day, along with 800 mg. of calcium. Many (me included) are taking levels much higher than this (4x to 6x).


Some are now recommending much, much higher levers, 14,000 IU ..

http://www.naturalnews.com/026384_Vitam ... sease.html

As an aside a genetic link between ms and the vitamin has also been found

http://timesofindia.indiatimes.com/Heal ... 660913.cms

I just ordered some super high strength tablets (D3 10,000 IU by Superior Source)

Good luck!


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PostPosted: Tue Jun 16, 2009 8:19 am 
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Thank you, El Marino. I will definitely be looking into the effects of vitamin D, and how much to take.


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PostPosted: Tue Jun 16, 2009 12:55 pm 
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jbro wrote:
Thank you, El Marino. I will definitely be looking into the effects of vitamin D, and how much to take.


no problem !


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PostPosted: Tue Jun 16, 2009 2:46 pm 
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jbro, here is an article with links to organizations that offer financial assistance to Americans with MS. I hope it is helpful.

http://www.mainstreet.com/article/famil ... -sclerosis


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PostPosted: Wed Jun 17, 2009 11:15 am 
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Thanks Dignan! I'll check that out.


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