feeling frustrated
Posted: Sun Sep 29, 2013 1:21 pm
insurance companies have a special knack to completely ruin my day. i'm not sure how they have been allowed to become so ineffective to thier consumers and simultaneously so powerful. its truly criminal. and drug companies are just as bad without a doubt. i got a new job and so i am switching health insurance at the beginning of the year. the only reasonable plan the company offers is kaiser, which i swore up and down i would never even consider as an option for myself. it is the ultimate HMO. but here i am...with no viable option except my non-option!!
at any rate, my doc wants me to switch from copaxone to either tecfidera of gilenya. i told her i was not interested in the other injectables. i'm not very compliant and i am willing to bet that has played a part in my recent continuous string of relapse. so, i want to take something that i at least have the potential of staying compliant on. i had decided on tecfidera so when i was looking into the kaiser benefits i wanted to know if they covered the medication. they don't. not even partially at an exorbitant rate. they just simply don't cover it at ALL. and we know how expensive MS drugs are. there is no way i can get access to this drug by paying for it on my own.
so now what?! i have to get a new job? just so i can get on the medication i need to be on? am i the only one who is completely infuriated by this? i feel so trapped by this diagnosis. like i'm spinning in circles. it never feels like there is a good solution. has anyone here had experiences like this and if so, what did you do? should i look on the exchange for health insurance to find something else? can i even do that?
at any rate, my doc wants me to switch from copaxone to either tecfidera of gilenya. i told her i was not interested in the other injectables. i'm not very compliant and i am willing to bet that has played a part in my recent continuous string of relapse. so, i want to take something that i at least have the potential of staying compliant on. i had decided on tecfidera so when i was looking into the kaiser benefits i wanted to know if they covered the medication. they don't. not even partially at an exorbitant rate. they just simply don't cover it at ALL. and we know how expensive MS drugs are. there is no way i can get access to this drug by paying for it on my own.
so now what?! i have to get a new job? just so i can get on the medication i need to be on? am i the only one who is completely infuriated by this? i feel so trapped by this diagnosis. like i'm spinning in circles. it never feels like there is a good solution. has anyone here had experiences like this and if so, what did you do? should i look on the exchange for health insurance to find something else? can i even do that?