Support Growing for SSDI/SSI Reform
Posted: Fri May 04, 2007 7:17 am
Following please find my editorial that is being published next week in the Access Press newspaper in Minnesota which addresses disability issues. A full page story is also being published this month in the Multiple Sclerosis Foundation's magazine, MSFocus, as well as in the Accelerated Cure project's next newsletter, and in the June issue of New Mobility Magazine.
The changes I am proposing have the potential to actually save tax dollars while extending much needed benefits to victims of MS and other serious chronic illnesses.
Update on Social Security Reform Petition for the Chronically Disabled
A little more than two months ago, I initiated a new petition drive designed to change the way social security works for victims of MS and other chronically disabling illnesses. In addressing the current difficulties in qualifying for permanent disability benefits, the petition requests that temporary benefits be granted during times when they're actually needed. Along with the Accelerated Cure Project and the Multiple Sclerosis Foundation, several other organizations and individuals, have begun to garner support for this important effort. As of May 1, 2007, the petition has been endorsed by more than 1,600 individuals including chronic illness patients, physicians, employees of hospitals and pharmaceutical companies, television actors, chronic illness advocacy organizations and innumerable concerned citizens.
When you read through the comments being made daily by those signing the petition, it becomes apparent that there is a common thread; the desire among those afflicted with MS and other serious chronic disorders to continue to work and contribute to society as they’re able – while gaining the recognition of our lawmakers that the unpredictable nature of chronic illness needs to be more adequately addressed.
Last week, I asked the Social Security Administration to document disability benefits approval rates comparing MS patients with the entire applicant population. While the initial allowance rate for MS patients who applied for SSDI and/or SSI in 2006 was higher than the percentage for all impairments combined (48.1% and 34.9%, respectively), over half of the more than 13,000 MS patients were denied upon initial application.
These staggering statistics have brought this critical issue to the attention of the mainstream media. On May 1, 2007, the New York Times published an editorial entitled, “To The Temporarily Able-Bodied.” The editorial states that our nation’s social security disability programs are “unacceptable and inhumane.” It goes on to say... “Processing delays, mounting since 2000, have left more than one million applicants languishing without help, some for years.”
Here are a few additional excerpts worth noting...
“The most acute bottlenecks are at the appeals level, where the average processing time is now 515 days – compared with 274 days in 2000. Such delays are especially pernicious because slightly more than one-quarter of all approved claims are awarded after an appeal hearing, and nearly two-thirds of people who appeal will ultimately prevail. Without the benefits they are entitled to, far too many applicants get sicker and experience severe economic hardship, including foreclosures and even homelessness. Some applicants die before their appeals are heard.”
“Disability claims have risen to 2.5 million in 2006 from 1.3 million in 2000, driven in part by the aging of the population.”
“When it comes to helping disabled workers – as with so many other duties of government – recent congresses have not been willing to pay for service that is prompt, professional and compassionate.”
Even though the Social Security Administration recognizes MS as a potentially qualifying disability, the current guidelines that direct case workers how to recognize the often-hidden effects of the disease haven’t been revised in decades. As a result, many individuals who should have been approved in a timely manner have had to endure lengthy and often-costly appeals and court hearings before they eventually gain approval, if at all.
To help overcome these burdens, the National Multiple Sclerosis Society recently published an article in their newsletter, InsideMS, entitled “Loosening the SSDI Knots.”
This article summarizes the Society’s many recent efforts to revise and expedite approval guidelines and to educate SSA field offices on how to better recognize hidden disabilities. Anyone who is in the process of, or contemplating an application for permanent disability status will find the article quite educational and useful. Here’s the link:
http://www.nationalmssociety.org/site/P ... seningssdi
Yet, streamlining the process for disability benefits approval represents only part of the problem, since permanent disability status in its current form offers inadequate incentives for chronic illness patients who are in remission to return to the work force and re-contribute to the ongoing solvency of the program. Many people on permanent disability would welcome the opportunity to return to work if they knew they wouldn't have to go through the several-year approval process all over again the next time they got seriously ill. While expedited reinstatement of benefits is available within the first five years of resuming employment, an individual who suffers a debilitating relapse after the five-year period must reapply for benefits. For those with totally unpredictable chronic disorders, such as MS, that five-year limitation is unfairly restrictive.
I am analyzing data provided by the SSA relevant to those on permanent disability who participate in the Ticket to Work Program. If that program, as limited as it may be, shows that there are savings of federal expenditures in benefits payouts, and reduces federally sponsored health care costs, then a strong case can be made that "temporary" disability benefits are not only sorely needed, but result in long-term savings and fiscal responsibility. And that is the focus of my petition effort.
If the concept of temporary, as-needed disability benefits seems too much of a radical idea to be considered, consider this.
As reported in the Washington Post on April 17, 2007, the Office of Personnel Management recently sent proposals to Congress that would authorize federal agencies to rehire retired employees, and allow them to retain their pension and draw a full salary. Is it not far more radical that these former federal employees would be allowed to work up to half as many hours as they did before they retired without having their pension income reduced by one cent?
So, while our lawmakers continue to consider and pass legislation that ensures their own financial well-being and security, we, who have paid into a social security system that was supposed to be there for us if and when we needed it, find ourselves forgotten and often abandoned.
The beauty of this country is that we, as American citizens, have the ability to band together and effect necessary and positive change.
I’ll end this article with insight from one of the individuals who signed the petition last month.
“The measure of any civilization is how it cares for their needy and infirm; it's time for Congress to step up to the plate and reflect the great heart of this country's people.”
You can read hundreds of moving comments like this, and sign the petition by clicking on the following link.
http://www.acceleratedcure.org/petition/
In advance, thank you for joining the cause. Please sign the petition today!
Bob Guidara
Petition Author
Diagnosed with RRMS in 2003 at age 45
ddremote@aol.com
The changes I am proposing have the potential to actually save tax dollars while extending much needed benefits to victims of MS and other serious chronic illnesses.
Update on Social Security Reform Petition for the Chronically Disabled
A little more than two months ago, I initiated a new petition drive designed to change the way social security works for victims of MS and other chronically disabling illnesses. In addressing the current difficulties in qualifying for permanent disability benefits, the petition requests that temporary benefits be granted during times when they're actually needed. Along with the Accelerated Cure Project and the Multiple Sclerosis Foundation, several other organizations and individuals, have begun to garner support for this important effort. As of May 1, 2007, the petition has been endorsed by more than 1,600 individuals including chronic illness patients, physicians, employees of hospitals and pharmaceutical companies, television actors, chronic illness advocacy organizations and innumerable concerned citizens.
When you read through the comments being made daily by those signing the petition, it becomes apparent that there is a common thread; the desire among those afflicted with MS and other serious chronic disorders to continue to work and contribute to society as they’re able – while gaining the recognition of our lawmakers that the unpredictable nature of chronic illness needs to be more adequately addressed.
Last week, I asked the Social Security Administration to document disability benefits approval rates comparing MS patients with the entire applicant population. While the initial allowance rate for MS patients who applied for SSDI and/or SSI in 2006 was higher than the percentage for all impairments combined (48.1% and 34.9%, respectively), over half of the more than 13,000 MS patients were denied upon initial application.
These staggering statistics have brought this critical issue to the attention of the mainstream media. On May 1, 2007, the New York Times published an editorial entitled, “To The Temporarily Able-Bodied.” The editorial states that our nation’s social security disability programs are “unacceptable and inhumane.” It goes on to say... “Processing delays, mounting since 2000, have left more than one million applicants languishing without help, some for years.”
Here are a few additional excerpts worth noting...
“The most acute bottlenecks are at the appeals level, where the average processing time is now 515 days – compared with 274 days in 2000. Such delays are especially pernicious because slightly more than one-quarter of all approved claims are awarded after an appeal hearing, and nearly two-thirds of people who appeal will ultimately prevail. Without the benefits they are entitled to, far too many applicants get sicker and experience severe economic hardship, including foreclosures and even homelessness. Some applicants die before their appeals are heard.”
“Disability claims have risen to 2.5 million in 2006 from 1.3 million in 2000, driven in part by the aging of the population.”
“When it comes to helping disabled workers – as with so many other duties of government – recent congresses have not been willing to pay for service that is prompt, professional and compassionate.”
Even though the Social Security Administration recognizes MS as a potentially qualifying disability, the current guidelines that direct case workers how to recognize the often-hidden effects of the disease haven’t been revised in decades. As a result, many individuals who should have been approved in a timely manner have had to endure lengthy and often-costly appeals and court hearings before they eventually gain approval, if at all.
To help overcome these burdens, the National Multiple Sclerosis Society recently published an article in their newsletter, InsideMS, entitled “Loosening the SSDI Knots.”
This article summarizes the Society’s many recent efforts to revise and expedite approval guidelines and to educate SSA field offices on how to better recognize hidden disabilities. Anyone who is in the process of, or contemplating an application for permanent disability status will find the article quite educational and useful. Here’s the link:
http://www.nationalmssociety.org/site/P ... seningssdi
Yet, streamlining the process for disability benefits approval represents only part of the problem, since permanent disability status in its current form offers inadequate incentives for chronic illness patients who are in remission to return to the work force and re-contribute to the ongoing solvency of the program. Many people on permanent disability would welcome the opportunity to return to work if they knew they wouldn't have to go through the several-year approval process all over again the next time they got seriously ill. While expedited reinstatement of benefits is available within the first five years of resuming employment, an individual who suffers a debilitating relapse after the five-year period must reapply for benefits. For those with totally unpredictable chronic disorders, such as MS, that five-year limitation is unfairly restrictive.
I am analyzing data provided by the SSA relevant to those on permanent disability who participate in the Ticket to Work Program. If that program, as limited as it may be, shows that there are savings of federal expenditures in benefits payouts, and reduces federally sponsored health care costs, then a strong case can be made that "temporary" disability benefits are not only sorely needed, but result in long-term savings and fiscal responsibility. And that is the focus of my petition effort.
If the concept of temporary, as-needed disability benefits seems too much of a radical idea to be considered, consider this.
As reported in the Washington Post on April 17, 2007, the Office of Personnel Management recently sent proposals to Congress that would authorize federal agencies to rehire retired employees, and allow them to retain their pension and draw a full salary. Is it not far more radical that these former federal employees would be allowed to work up to half as many hours as they did before they retired without having their pension income reduced by one cent?
So, while our lawmakers continue to consider and pass legislation that ensures their own financial well-being and security, we, who have paid into a social security system that was supposed to be there for us if and when we needed it, find ourselves forgotten and often abandoned.
The beauty of this country is that we, as American citizens, have the ability to band together and effect necessary and positive change.
I’ll end this article with insight from one of the individuals who signed the petition last month.
“The measure of any civilization is how it cares for their needy and infirm; it's time for Congress to step up to the plate and reflect the great heart of this country's people.”
You can read hundreds of moving comments like this, and sign the petition by clicking on the following link.
http://www.acceleratedcure.org/petition/
In advance, thank you for joining the cause. Please sign the petition today!
Bob Guidara
Petition Author
Diagnosed with RRMS in 2003 at age 45
ddremote@aol.com