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Posted: Mon Jun 15, 2009 6:49 am
by peekaboo
check to see what the penalty is for goiing outside the network...100% you pay...60-40, etc. sometimes it will be worth it :!:

Posted: Mon Jun 15, 2009 10:09 am
by Sharon
John - sorry about the confusion. I should have asked if you had coverage at work. DAH! :oops: It is correct - if you have insurance at work, it is the primary and it controls who you see. The Medicare becomes the secondary. It sounds to me like you have an HMO through your wife's coverage
I'm guessing that in this situation sometimes your primary can limit which Dr. you can see?

Yes, your primary, if it is an HMO, can limit what doctor you see. Holly has a good point, either call the insurance company or look through your pamphlet - you will find out what you would need to pay out of pocket if you go out of network. You might have a deductible to meet first, and then a per centage of the costs after the deductible has been met.

Again, sorry for not getting the whole story on your insurance coverage.
Sharon

Posted: Mon Jun 15, 2009 11:39 am
by jbro
Holly and Sharon, thanks again. I'll look into whether my primary will pay a %, but I am not optimistic. No need for any apologies; I appreciate that you are trying to help me! :)

Posted: Tue Jun 16, 2009 4:24 am
by ElMarino
patientx wrote:It was recommended to me that MS patients take 1000 IU's/day, along with 800 mg. of calcium. Many (me included) are taking levels much higher than this (4x to 6x).
Some are now recommending much, much higher levers, 14,000 IU ..

http://www.naturalnews.com/026384_Vitam ... sease.html

As an aside a genetic link between ms and the vitamin has also been found

http://timesofindia.indiatimes.com/Heal ... 660913.cms

I just ordered some super high strength tablets (D3 10,000 IU by Superior Source)

Good luck!

Posted: Tue Jun 16, 2009 7:19 am
by jbro
Thank you, El Marino. I will definitely be looking into the effects of vitamin D, and how much to take.

Posted: Tue Jun 16, 2009 11:55 am
by ElMarino
jbro wrote:Thank you, El Marino. I will definitely be looking into the effects of vitamin D, and how much to take.
no problem !

Posted: Tue Jun 16, 2009 1:46 pm
by dignan
jbro, here is an article with links to organizations that offer financial assistance to Americans with MS. I hope it is helpful.

http://www.mainstreet.com/article/famil ... -sclerosis

Posted: Wed Jun 17, 2009 10:15 am
by jbro
Thanks Dignan! I'll check that out.