Extent of Bump in Health Ins Premium after Diagnosis?
Posted: Wed Nov 23, 2011 8:06 pm
Hi,
Up until this point in my life, I have been healthy and have rarely used my medical insurance benefits. I am self-employed in Florida and now newly diagnosed. I'm not part of a group insurance plan, so my insurance is individually medically underwritten. So far, I have not used it to pay for any services or testing related to my diagnosis.
If anyone has been in my shoes, especially in Florida, can you give me an idea what magnitude of a premium bump I can anticipate after my insurer learns of my diagnosis? (I am paying about $600 per month without any history, for what I believe is solid coverage.) Thanks a lot for any insight you may have.
Up until this point in my life, I have been healthy and have rarely used my medical insurance benefits. I am self-employed in Florida and now newly diagnosed. I'm not part of a group insurance plan, so my insurance is individually medically underwritten. So far, I have not used it to pay for any services or testing related to my diagnosis.
If anyone has been in my shoes, especially in Florida, can you give me an idea what magnitude of a premium bump I can anticipate after my insurer learns of my diagnosis? (I am paying about $600 per month without any history, for what I believe is solid coverage.) Thanks a lot for any insight you may have.