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Medicare and MS

Posted: Sun Jun 28, 2015 10:10 am
by tryin2bstrong
Will soon (and too soon!) be 65. What coverage does Medicare give to people with MS? What happens to coverage for all those expensive drugs we use?

Re: Medicare and MS

Posted: Wed Jul 01, 2015 10:18 am
by Shayk
Hi Trying to be Strong and welcome

I must say 65 isn't all that bad. :-D Medicare contains 4 basic parts, Part A, Part B, Part C, and Part D...Part D is a plan that covers prescription drugs and you usually have quite a choice of Part D providers. A key to having coverage for MS drugs is to choose a Part D (or other plan) that covers the DMD you are taking...and, check to see what the co-pay may be. I think Part C plans also cover some medications, but I've stayed away from Part C also sometimes referred to as Medicare Advantage Plans.

A good site to start checking this out is Medicare.gov

All the best to you and stay strong...

sharon

Re: Medicare and MS

Posted: Thu Jul 16, 2015 2:07 pm
by tryin2bstrong
Thanks for the reply! My birthday is the end of October. It's my understanding that I have three months after that to enroll. Since I've reached my deductible and maximum out-of-pockets costs (did so way back in early March/late February), shouldn't I stay on the coverage I have and wait until January 2016 to enroll in Medicare? I am most concerned about the cost of my meds.....