Hi Savvy,
A few years ago I had to apply for disability. Do you have a good relationship with your neuro? I had discussed when I should think about applying for disability with my neuro, then I had a free consultation with a disability attorney so I could educate myself on the process and what to expect. Roughly 10-11 months later I had a serious relapse and had to apply for disability. Since the attorney suggested I try on my own for the initial application, I had my mom help me as I applied online. It was an exhausting process because of the information I had to supply (work history, break down of how much time was spent bending, lifting, walking, sitting, health history, etc). Since my neuro knew I was applying, he was prepared to receive the request of information social security wanted from him. I was fortunate to receive approval the first time around, and within 120 days from applying.
Many people with MS do not receive approval the first time around. If you have good communication with your neuro & have a well documented medical file showing your illness & its progression, then you may have a better chance of being approved. Social Security may also want you to see their doctor(s). If you don't get approved, then get a disability attorney. Also, regarding Froggie's comment about SSI ("you will generally get SSI), do not expect it. SSI (supplemental security income) is only approved for those who have limited income & limited resources. This means, there is an income limit in order to be eligible. You can review detailed info on the social security website at
http://www.ssa.gov/ssi/index.htm. Regarding the disability payments, your first Social Security benefit will be paid for the sixth full month after the date social security finds that your disability began. (There is a 5 month waiting period.)
http://www.ssa.gov/dibplan/index.htm Like with MS, everyone has a different experience with applying for disability. I wish you luck & hope things are improving for you. @ Froggie, I hope you are doing well.