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PostPosted: Tue Nov 11, 2008 10:52 am 
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Family Elder

Joined: Sun Apr 02, 2006 3:00 pm
Posts: 545
Location: Naples, FL
Chris
It makes perfect sense that this would get to you. It is the let down after all that you have been through. At the time of going through it you just do it because it needs to be done. All the emotions are put on the back burner as there is no time to deal with them then. But after all is done the emotions are still there to deal with, and they manifest themselves in different ways (ie. twitching) It is so good that you are addressing this now. And talking with someone really helps. It helps in that it allows you to voice all that you have been through.

A couple of years ago I went through a really rough patch. It helped tremendously to have not only the clonazepam but also someone to talk with. Believe me , it really helps!

Best of luck!
Lori


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 Post subject: Re: My Insurance company
PostPosted: Thu Nov 13, 2008 3:29 am 
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Joined: Sat Nov 20, 2004 4:00 pm
Posts: 2715
Maeve wrote:
Yes, I know that's why they did it. I rather expected it honestly, it was an excellent disability plan if you could get it . . . I just didn't expect to be in a position with no money or insurance to fight it ...

Here's my limited personal experience with insurance companies denying a claim. When I was diagnosed with MS, my doctor's office arranged for a short hospital stay. They contacted my insurance company and everything was preapproved otherwise it wouldn't have happened in the first place. I was in the hospital for about 3-4 days. For the most part, I believe that this was due to the spinal tap, mri, blood draws, and IV steroids. Being in the hospital just made everything easier especially since they weren't sure what was wrong with me. Anyways, after my stay I received a letter from my insurance company stated that my hospital stay was not covered! This was coming from the same company that had preapproved it in the first place. I took the letter back to my doctor's office and spoke with their financial coordinator. They took over and contacted the insurance company and got the hospital stay covered as the insurance company had initially agreed to do. It seems that my claim had fallen into the "50% pile" that automatically gets stamped denial! The moral of the story is that sometimes you need to get your team to fight for you in order to get things done as they should be otherwise the insurance company just looks at the dollar signs and patients typically lose when that happens.

NHE


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