Medicare and MS

[tryin2bstrong]

Will soon (and too soon!) be 65. What coverage does Medicare give to people with MS? What happens to coverage for all those expensive drugs we use?

[Shayk]

Hi Trying to be Strong and welcome

I must say 65 isn't all that bad. Medicare contains 4 basic parts, Part A, Part B, Part C, and Part D...Part D is a plan that covers prescription drugs and you usually have quite a choice of Part D providers. A key to having coverage for MS drugs is to choose a Part D (or other plan) that covers the DMD you are taking...and, check to see what the co-pay may be. I think Part C plans also cover some medications, but I've stayed away from Part C also sometimes referred to as Medicare Advantage Plans.

A good site to start checking this out is Medicare.gov

All the best to you and stay strong...

sharon

[tryin2bstrong]

Thanks for the reply! My birthday is the end of October. It's my understanding that I have three months after that to enroll. Since I've reached my deductible and maximum out-of-pockets costs (did so way back in early March/late February), shouldn't I stay on the coverage I have and wait until January 2016 to enroll in Medicare? I am most concerned about the cost of my meds.....